Union Insurance

Life Insurance

We all have people we care about, and it’s human nature that we want to protect them even when we’re not around.


The Union Insurance Life Insurance policy is perfectly tailored to support your loved ones meet their financial commitments, whether that would be mortgage repayments, school fees, unpaid debt or other expenses. Our comprehensive coverage is designed to provide your family with firm support through every contingency.

Infinity Life

The Infinity Life policy offered by Union Insurance is a unit-linked, flexible, variable, universal life insurance policy. It has a two-fold purpose: to function like a traditional life insurance product, while simultaneously providing investment opportunities for financial growth. As a result, it doesn’t just help in providing a safer future for you and your family, it also enables you to strive for a better one.

Key Benefits
  • Four special inbuilt features comprising the following:

    • Second Opinion Benefit
    • Accelerated Death Benefit 
    • Passive War Risk Cover
    • Family Travel Cover

  • Flexibility in the form of optional benefits, in addition to the inbuilt features, that consist of the following:

    • Accelerated Critical Illness Benefit 
    • Permanent And Total Disability Benefit
    • Waiver of Premium Benefit – Permanent and Total Disability or Death
    • Waiver of Premium Benefit – Involuntary Loss of Employment Benefit
    • Level Term Benefit
    • Pilgrimage Benefit
    • Hospital Cash Benefit
    • Family Income Benefit – Permanent and Total Disability or Death
    • Family Income Benefit  – Critical Illness
    • Long Term Care Benefit
    • Accidental Death Benefit
    • Fresh Start Option

  • Loyalty Bonus

  • Persistency Bonus

  • Benefit Highlights

Our Team

We have a dedicated and well-organized team set-up, comprising specialized teams for specific solutions, as well as customer support to provide you with assistance whenever you require it.

An experienced operations team to implement processes and programs that ensure helpful solutions, tailored to our clients’ specific needs.

A strong technical and analytical underwriting (UW) team with rich experience in risk assessment and analysis, to help both individuals and employees purchase health insurance products.

A dedicated client services team that fulfills our client-centric approach through its dedication to providing support to clients, incorporating their feedback.

A highly experienced claims team that develops and executes a highly efficient claims process without delay.


  • Can my partner and I have the same policy?addremove

    Yes, the policy is available in the following forms: single life (first death) or joint life (first death or death of both)

  • What are the additional offers included in the policy, apart from the benefits mentioned?addremove

    - Persistency Bonus, calculated as a percentage of the policy account value, added from the policy commencement date and each month thereafter, for as long as the policy is in force.

    - Loyalty Bonus, starting from the 10th anniversary of your policy, and each policy anniversary thereafter, added to your policy account and calculated as a percentage of the current policy account value for the relevant anniversary.

  • What if I want to discontinue the policy before the end of its term?addremove

    A surrender charge will apply.

  • Can I change my payment frequency during the policy term?addremove

    Yes, you may change the frequency of payment of regular premiums as at any Policy anniversary prior to the Due Date

  • What methods of payment do you accept?addremove

    We accept premium payments in the following formats:

    1.           Direct debits (including automated payments)
    2.           Post-dated cheques
    3.           Credit cards
  • What happens if I miss a premium payment?addremove

    We offer a 90-day grace period that gives you relief from payments during uncertain phases in your life, after which your policy status will change, subject to terms and conditions.

  • Are there any charges on the payment method?addremove

    Charges may be applicable. Credit card payments raised by a credit card clearing center are covered by Union Insurance during the first year of the policy.

  • What if I need to withdraw some money?addremove

    You will need to send a written request for the partial withdrawal of cash from your account after the Initial Contribution Period, subject to terms and conditions. 

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phone 800 UIC4U (84248)