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*Discontinued for new business from 15th October 2020
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Motor
Health
We all have people we care about, and it’s human nature that we want to protect them even when we’re not around.
The Union Insurance Life Insurance policy is perfectly tailored to support your loved ones to meet their financial commitments, whether they include mortgage repayments, school fees, unpaid debt, or other expenses. Our comprehensive coverage is designed to provide your family with firm support through every contingency.
Flexi Life is a unique product that assists your financial aspirations, while adapting to your changing lifestyle. It also offers a special platform that enables you to build your own portfolio from a range of investment options designed to ensure an organised and disciplined approach to wealth creation through preserving investments, providing income support, and enabling capital growth. It essentially offers a two-pronged benefit: financial security during times of trouble, and financial enablement for a brighter future.
through the allocation of the premium you pay, to the funds of your choice; supplemented by competitive allocation charges.
according to your circumstances. This includes changing benefit amounts, adding and removing optional benefits, varying premium payments according to your convenience, and the freedom to access your investment for short-term needs during the policy term.
including monthly, quarterly, semi-annual, or annual payments, additional single premiums at any time, regular premiums for life, or defined payment terms (starting from a minimum of 10 years).
such as home shield and family travel covers, free annual medical checkups, and a competitive bonus structure between years 6 and 13 of the policy term.
An experienced operations team to implement processes and programs that ensure helpful solutions, tailored to our clients’ specific needs.
A strong technical and analytical underwriting (UW) team with rich experience in risk assessment and analysis, to help both individuals and employees purchase health insurance products.
A dedicated client services team that fulfills our client-centric approach through its dedication to providing support to clients, incorporating their feedback.
A highly experienced claims team that develops and executes a highly efficient claims process without delay.
Yes. Premium holidays can be requested for a maximum period of 12 months, after the completion of the ICP, subject to terms and conditions.
We offer worldwide coverage subject to terms and conditions, with three exceptions. Coverage for Home Shield, Hospital Cash Benefit, and Involuntary Loss of Employment is restricted to the UAE.
You can contact our call center at 800 UIC4U (84248) or send an email to info@unioninsurance.ae. Please mention the policy number in the subject line, and send the email from the id you registered with us during the application process.
Do contact us immediately at the number or email address mentioned above, following the same instructions provided.
Yes. If you find the plan does not suit you, you may request a cancellation through the Free Look Cancellation Form which is provided with your policy. It should be signed by policyholders and received by us within 21 days from the policy commencement date. Please send your request directly to the Life Underwriting Team, Union Insurance Company P.S.C, Single Business Tower, Sheikh Zayed Road, Business Bay, Dubai, PO Box 119227, UAE. We reserve the right to deduct expenses incurred on medical examinations, if any, connected with the policy.
We accept premium payments in the following four formats:
AED or USD, applicable to regular premium payment options only.
We offer a 90 day grace period that gives you relief from payments during uncertain phases in your life, after which your policy status will change, subject to terms and conditions.
Since our plan has been designed keeping in mind people’s changing situations over time, you have the freedom to increase your payment at any time, however, you can decrease your payments only after the completion of the ICP.
Of course, at no additional cost. We believe it is pivotal for you to be able to alter your investment strategy according to changing economic climates, we offer you the option to switch the selected funds at any time free of charge.
You can withdraw up to maximum amount of 85% of the cash value, subject to terms and conditions.
Yes, anytime, as an additional top-up premium.
Yes, for the regular contribution of premiums, a percentage of regularly contributed premiums will be allocated to the fund value as a guaranteed bonus. Please read policy terms and conditions for further details.
UIC's private health insurance offers you both choice and flexibility to help you find a healthcare plan that suits your requirements perfectly, as well as those of your family. From diagnosis to medical treatment, our coverage is carefully designed to secure your health and with it, your peace of mind.
Nothing is more important than being able to provide for your loved ones despite any eventuality. Regardless of your situation in life, you're guaranteed to find a life insurance plan that is perfectly tailored to your needs among the extensive range on offer below.
*Discontinued for new business from 7th April 2023
*Discontinued for new business from 7th April 2023
*Discontinued for new business from 7th April 2023
*Discontinued for new business from 15th October 2020
*Discontinued for new business from 15th October 2020
*Discontinued for new business from 15th October 2020
Whether it's the theft of your personal belongings or structural damage caused by a natural disaster, our comprehensive coverage addresses every single contingency that poses a potential threat to your home, and takes steps to protect you from it.
UIC's group health insurance plans are designed for companies of all sizes, providing employers with straightforward solutions that are guaranteed to protect the interests of their employees as well as their organisation.
UIC's property insurance addresses a wide range of risks, ranging from accidental mishaps to natural calamities. Regardless of the size of your business, we have addressed every measure you need to consider to protect it, as you can see from the array of plans available below.
Whether you want to secure your vessel from external risks or protect the valuable cargo on board, UIC's marine insurance plans offer coverage for every risk you've thought of - as well as some you haven't - to ensure your security at sea.
UIC's fully tailored engineering insurance plans are designed to meet specific risks faced by the engineering industry. We offer security to you and your employees by addressing the particular requirements of your company and protecting you from legal costs, compensation, and expenses.
UIC offers an extensive range of plans to secure yourself, as well as your business, from any sort of liability that may arise suddenly and unexpectedly. This is supplemented by round the clock customer care that will provide you with immediate assistance and make your journey with us as smooth as possible.
