* Enter a valid email
* Enter a valid mobile no *
* {{captchamsg}}

* Enter a valid email
* Enter a valid mobile no *
* {{captchamsg}}

Engineering insurances


Since the industrial revolution, protection is one of the most important things every engineering company has needed, considering the risks involved with the industry and operation. Engineering projects often push the boundaries of the tried and tested, involving risks along the way that are hard for the insurance industry to assess, and harder still to underwrite. But, our experts offer the right engineering insurance cover, inspection service and risk engineering solutions to our customers.


Civil engineering works ranging from small buildings to massive dams are susceptible to damage from a wide range of causes e.g. fire, water, storm, impact and internal defects etc. Exposure to damage commences at the time of delivery of materials to the contract site, while the work is in progress and during the subsequent maintenance period when the work is handed over to the principal.


The most important causes of losses indemnifiable under CAR insurance

  • Fire, lightning ,explosion
  • Flood, inundation
  • Windstorm of any kind
  • Earthquake
  • Theft,burglary
  • Collapse



EAR insurance provides a very wide and comprehensive insurance cover to the client in respect of any sort of contingency from the moment the material is unloaded at the site of the project and continues during storage, physical erection commissioning, testing and maintenance. Covered parties include the general contractor, subcontractors, and in some cases suppliers and manufacturers of equipment.


  • Fire,lightning,explosion
  • Flood inundation
  • Windstorm of any kind
  • Earthquake
  • Theft,burglary
  • Faults in erection
  • Malicious acts/damages
  • Short-circuit,arcing,excess voltage
  • Excess Pressure on vacuum,tearing apart on account of centrifugal force
  • Any other sudden and unforeseen event such as loss or damage due to collapse ,foreign objects,onsite ,transport of times to be erected ,etc.


Usual optional Extension available under Erection All Risk

  • Coverage for delay in start-up (DSU) costs
  • Extended Maintenance Cover
  • Maintenance Visits Cover


Machinery Breakdown insurance provides industry effective insurance cover for expensive plant, machinery and mechanical equipment. This insurance is important for everyone who operates the machines. Our experts work to understand the possible risks and provide you with the most comprehensive solution.



The policy covers all kinds of electrical and mechanical breakdown resulting from the following incidents:

  • Faulty material/workmanship of the machine or in erection
  • Action of centrifugal forces contributing to disruption of the rotating parts
  • Failure of lubrication due to malfunctioning of lubricating oil pumps or its breakdown
  • Malfunctioning or failure of safety devices
  • Electrical short-circuiting including electrical fire originating from failure of insulation and or over voltage or under voltage conditions
  • Abrupt and sudden stoppage of other connected machinery
  • Entry of foreign bodies into running machine
  • Inexperienced operations causing damage due to error of judgment or error in operation



Wherever there is storage of stock, the risk of deterioration cannot be overlooked. DOS provide cover for loss or damage caused by deterioration or putrefaction or contamination of stock described in policy caused by accident. For example, there may be a failure in the power supply, impact damage caused by a forklift or simply a breakdown. This could result in a rise or fall in temperature.


  • Cover for the damage to goods that are not in the cold chamber but would have been had the accident not occured
  • Cover for the action of refrigerant or refrigerant fumes that have escaped from the system
  • Includes cover for the accidental failure of the public supply of electricity



Contractor’s Plant and Machinery Insurance policy has been designed to provide a cover on an annual basis to a contractor who may be using his plant and machinery at different projects. The cover under a CPM policy is not limited to a specific project site and is operative at all sites wherever the plant and machinery is in use and even while the same is lying at the contractor’s own premises.


  • Coverage for owned and hired plant machinery and temporary buildings
  • Cover for the legal liability under contract for loss or damage (
    including breakdown) to the hired in plant
  • Cover for legal liability under contract for continuing hire charges as a result of this loss or damage
  • Additional extensions available as standard including the recovery of immobilized plant and loss of keys. Please refer to the policy wording for a full lists of extensions



The Electronic Equipment such as computers, Micro - processors, Word - processors, Tele - communication equipment. Machine meant for medical use and other miscellaneous. UIC Electronic Equipment Insurance policy is “Accident” insurance on all risk basis covering sudden and unforeseen losses, which physically affects all electrical and electronic systems.


  • Fire, lighting, explosion, failing aircraft
  • smoke, soot, corrosive gases
  • Water and humidity
  • Failure of air conditioning 
  • Short circuit and other electrical causes
  • Designs, manufacturing assembly and erection faults
  • Defects in casting and materials 
  • Workshops error & bad workmanship 
  • Cost of reprocessing and restoring lost information


7 Easy

Our dedicated insurance claims department is always eager and available to help you when you need. We also offer Claims Concierge services to ensure a smooth and quick claims process.

Claim Intimation to RM or Customer Service.

Email to customer with claim Reference Number and next steps.


Appointment of Surveyor


CollSubmission of documents as requested by surveyor.


Repair approval based on STEP 3&4


Customer to submit final invoice and proof of payments.


Discharge Voucher issued followed by credit note.







* Enter a valid email
* Enter a valid mobile no
* {{captchamsg}}

With offices across the UAE, Union Insurance is close at hand to serve clients. Whether signing up for a new policy or making a claim, you can reach us at any of the offices below. Also, be sure to check this page regularly, as we continue to open new offices.

Toll free number : 800 UIC4U(84248)
Enquiries : info@unioninsurance.ae
Comments : feedback@unioninsurance.ae
Regularly Working Hours : 8:30am to 05.00pm


Head Office

Single Business Tower, Sheikh Zayed Road
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 (04) 3787 777(764)
Fax: +971 (04) 3787 778

Abu Dhabi (Motor Claims)

Al Corniche tower Building, Abu Dhabi Corniche,
P.O Box 54524 Abu Dhabi, United Arab Emirates
Tel: +971 (02) 6906 555
Fax: +971 (02) 6906 556

Ajman (Motor Claims)

Ground & Mezzanine Floors, Ajman Building
Sheikh Khalifa bin Zayed Road
P.O Box 1225 Ajman, United Arab Emirates
Tel: +971 (06) 7014666
Fax: +971 (06) 7014668

Dubai (Motor Claims)

Al Ittihad Road, Al Mana Building,
Showroom no. 6,
P.O Box 35272 Dubai, United Arab Emirates
Tel: +971 (04) 3787 444
Fax: +971 (04) 3787445


Jebel Ali Free Zone Building 16 Office no. 15,
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 (04) 3787 477
Fax: +971 (04) 3787 478


Jumeirah Business Centre (JBC3) Cluster Y,
16th Floor, Jumeirah Lakes Towers
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 4 315 1700
Fax: +971 4 315 1701

Ras Al Khaimah (Motor Claims)

Al Nakheel- Al Naeem Building,
Office # 101 & 102
Etisalat Street
P.O BOX 12921 Ras Al Khaimah,
United Arab Emirates
Tel: +971 (07) 203 8181
Fax: +971 (07) 203 8182

Sharjah (Motor Claims)

Al Raha Tower, Showroom no. 2
P.O Box 97733 Sharjah, United Arab Emirates
Tel: +971 (06) 5939 888
Fax: +971 (06) 5939 889


DHA Complaints

©Copyright 2016-2017 union insurance CO.All Rights Reserved


DHA Complaints

©Copyright 2016-2017 union insurance CO.All Rights Reserved