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Health Insurance

Health is wealth – something that we often hear and say. But, at UIC, we’ve made that our mission - to protect your health and the health of your near and dear ones. That’s why we offer you an array of flexible insurance plans to secure your health. Our team is dedicated to finding the best health insurance solution that suits both individual and corporate needs. Our team is available 24/7 and are always eager to help in case of emergencies. With UIC Health Insurance plan in place you can live freely and make most of your life.

Here for you, always.


“Sanad is a unique individual medical product developed specially for dependents (spouse, child &parents) holding Dubai visa. As a "ready-made" product, there is no need for health declaration nor medical history. Apart from ease of application we have also been mindful of the pricing, thus, we offer you excellent competitive rates. With Sanad, your peace of mind is ensured as Sanad is economical, secure and compliant with the minimum health insurance requirement of the Dubai Health Authority. Simply submit the required documents and your policy will be activated through your Emirates ID for easy and quick use. “

Age Band

Sanad Premium Rates per person
*Exclusive of VAT























*Please note, additional amount of AED 37/- per person for DHA mandatory Patient Support Program (PSP) shall be charged on the premium.

Guidelines - Online policy purchase

Table of benefits


Union Insurance Company has been awarded Participating Insurer (PI) status by Dubai Health Authority. Hence, the company provides an Essential Benefits Plan (EBP) for employees / housemaids holding Dubai Visa who are earning a monthly gross salary of AED 4,000 or less. The EBP enables individuals with low salary band to obtain the basic health insurance with an economic rate of AED 525 ( Exclusive of VAT).

*Please note, additional amount of AED 37/- per person for DHA mandatory Patient Support Program (PSP) shall be charged on the premium.

Guidelines - Online policy purchase

Table of benefits

Our Team


  • More than 35 employees under management comprise of the industry's most experienced and respected insurance professionals.
  • Strong Technical and Analytical Underwriting (UW) team with rich experience in risk assessment and analysis to help both individuals and employees purchase health insurance products.
  • Our Underwriting Team annually assists thousands of groups and individuals with their insurance needs. They listen to their needs and provide solutions suitable to their plans.
  • Professional Health Care Management Center and Business Relationship Unit to provide a unique service to our clients and to ensure their satisfaction.
  • Dedicated Claims Unit staffed by highly qualified Medical personnel (Doctors, Pharmacists, Dentists and Nurses) who handle all aspects of Medical Claims from Pre-Approvals to Claims Processing and Settlement.
  • Our Claims Unit Staff is keeping a vigilant eye on customer needs to ensure the highest levels of service to our valued insured members.
  • We have dedicated channels of communication for our insured members to reach out to us for Claims and Approvals along with a Dedicated Helpline Number which is available 24/7 throughout the year in the case of any emergency.
  • We also support our insured members with the second opinion from the best doctors, either from the local market or even internationally if required, to ensure that our insured members are getting the right treatment based on the best practice worldwide.
  • Our services are designed to save your time and resources, providing you with a unique experience by equipping you with our highly automated process. Enjoy self-services in many areas such as: Enrolment, data update (names, photos, etc...), making claims and inquires.

Select Network:



Type of Provider:


Name of Provider:

* Applicable Network is subject to the restriction/enhancement on Providers as per agreed Table of Benefits

4 Easy

Our dedicated insurance claims department is always eager and available to help you when you need. We also offer Claims Concierge services to ensure a smooth and quick claims process.

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CLAIMS section in



Processing (Claim Rejected Please Resubmit Documents)


Claim Approved




Union Insurance HEALTH CARE MANAGEMENT CENTER unit is an initiative aiming to provide superior support and ensure wellness and health of all insured members. With innovative programs like Balsam exclusive offers can be enjoyed by all insured members.


Save a trip to the hospital. Easy prescription refills for chronic patients.

Undergo a set of medical tests for early detection and prevention of medical issues

Learn more about your health and how to stay healthy through our awareness programs.

Avail exciting discounts on eyewear and enjoy a healthy vision.

"Health & Beauty are the chief sources of happiness." Find out more.

Enjoy the best dental care at affordable prices.

Premium Eye care at discounted prices.




Know Your TPA


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With offices across the UAE, Union Insurance is close at hand to serve clients. Whether signing up for a new policy or making a claim, you can reach us at any of the offices below. Also, be sure to check this page regularly, as we continue to open new offices.

Toll free number : 800 UIC4U(84248)
Enquiries : info@unioninsurance.ae
Comments : feedback@unioninsurance.ae
Regularly Working Hours : 8:30am to 05.00pm


Head Office

Single Business Tower, Sheikh Zayed Road
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 (04) 3787 777(764)
Fax: +971 (04) 3787 778

Abu Dhabi (Motor Claims)

Al Corniche tower Building, Abu Dhabi Corniche,
P.O Box 54524 Abu Dhabi, United Arab Emirates
Tel: +971 (02) 6906 555
Fax: +971 (02) 6906 556

Ajman (Motor Claims)

Ground & Mezzanine Floors, Ajman Building
Sheikh Khalifa bin Zayed Road
P.O Box 1225 Ajman, United Arab Emirates
Tel: +971 (06) 7014666
Fax: +971 (06) 7014668

Dubai (Motor Claims)

Al Ittihad Road, Al Mana Building,
Showroom no. 6,
P.O Box 35272 Dubai, United Arab Emirates
Tel: +971 (04) 3787 444
Fax: +971 (04) 3787445


Jebel Ali Free Zone Building 16 Office no. 15,
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 (04) 3787 477
Fax: +971 (04) 3787 478


Jumeirah Business Centre (JBC3) Cluster Y,
16th Floor, Jumeirah Lakes Towers
P.O Box 119227 Dubai, United Arab Emirates
Tel: +971 4 315 1700
Fax: +971 4 315 1701

Ras Al Khaimah (Motor Claims)

Al Nakheel- Al Naeem Building,
Office # 101 & 102
Etisalat Street
P.O BOX 12921 Ras Al Khaimah,
United Arab Emirates
Tel: +971 (07) 203 8181
Fax: +971 (07) 203 8182

Sharjah (Motor Claims)

Al Raha Tower, Showroom no. 2
P.O Box 97733 Sharjah, United Arab Emirates
Tel: +971 (06) 5939 888
Fax: +971 (06) 5939 889


DHA Complaints

©Copyright 2016-2017 union insurance CO.All Rights Reserved


DHA Complaints

©Copyright 2016-2017 union insurance CO.All Rights Reserved